The advice you have heard is correct, but usually people ignore it for li-ion batteries like we have in the
N95. But even so it cannot hurt to follow the rule for the first 2-3 times that you charge the battery.
Here is what i do for a new phone.
1. Open the box, use the phone till the initial charge is completely drained.
2. Charge the battery for a long time (overnight), and make sure you dont disconnect and reconnect while charging.
3. Use the battery till dead.
4. Repeat overnight charge.
I usually do this for the first 2-3 times when I get a new phone, after that you can charge it whenever you want, and for however long you want. Ie you dont have to wait till its completely full before you stop charging.